Tearing My Hair Out!

Mom’s been doing good since she got on the eye drop therapy for her glaucoma. The drug plan she joined costs her $25.00 per month and the co-pay for the eye drops costs her $35.00 per month. Without this coverage, her drops would cost $190.00 per month!!!!
She was happy with this arrangement until she got her current bill.

Since she didn’t sign up for drug coverage when she first got on Medicare, she has to pay a penalty for that. The penalty is an extra $13.00 per month on her drug plan which ups the total monthly payment to $38.00. She threw a bit of a hissy fit when this happened but Sis J and I talked her down and she finally agreed that $38.00 per month was still way cheaper than $190.00.

Well, this current bill charged her the $13.00 each for January, February, and March all in one bill which brought the total to $64.00. Oh my God! She just blew! She cussed up a storm declaring she was NOT going to pay that bill. I explained to her that they were catching up on the penalty fees from the last 2 months plus this one that is due in March, then after that it will go back to the $38.00.

I am not paying it! I’m sick to death of all these bills! To hell with it! I’m dropping the whole thing.
Mom, you can’t drop the whole thing or you’ll get penalized for that, too!
Why are they charging me a penalty anyway?
Medicare is charging you the penalty because you didn’t sign up for drug care when you first signed up for Medicare years ago.
I didn’t need drugs then! Why would I sign up for it then?
Mom, I agree with you there. If it was me and I didn’t need any drugs, I’d probably not sign up for it either. But, the reality is--this is Medicare’s rule and there is nothing you can do about it.
Yes there is something I can do about it--I’ll stop this whole drug plan. I won’t pay the bill. What can they do to me?
Mom, you have to keep the plan. Those eye drops cost $190.00 for a month’s prescription and you can’t afford that!
I’ll make myself afford it! I won’t put up with this crap!
Mom, if you can make yourself afford $190.00 then why can’t you simply make yourself afford the $64.00 for now, then the $38.00 from now on. I don’t get your logic.

She got quiet after that. When Sis J came over later, I recounted the conversation with Mom and she told her the same thing I told her.
It’s all a bunch of shit but I guess I have no choice in the matter.

Mom has an appointment this coming Monday to have her eyes checked to see if the drops are helping her eye pressure. I sure hope they are! If they’re not and Doc says she has to have surgery we will have an even bigger blow-up on our hands!

I have to go pick up the clumps of my hair from the floor now............